RELIANCE 1287.00 +0.00%• TCS 2342.00 +0.00%• HDFCBANK 720.30 +0.00%• ICICIBANK 1422.80 +0.00%• BHARTIARTL 1882.40 +0.00%• SBIN 1047.50 +0.00%• INFY 1144.00 +0.00%• BAJFINANCE 1079.90 +0.00%• LT 4045.80 +0.00%• HINDUNILVR 2010.40 +0.00%• ITC 410.20 +0.00%• KOTAKBANK 423.70 +0.00%• AXISBANK 1265.00 +0.00%• SUNPHARMA 1920.00 +0.00%• MARUTI 13376.00 +0.00%• M&M 3334.00 +0.00%• TITAN 5169.20 +0.00%• ADANIENT 3168.50 +0.00%• ADANIPORTS 1707.50 +0.00%• HCLTECH 1316.10 +0.00%• ULTRACEMCO 11589.00 +0.00%• ASIANPAINT 2380.00 +0.00%• BAJAJFINSV 1780.00 +0.00%• NESTLEIND 2250.00 +0.00%• WIPRO 245.00 +0.00%• NTPC 335.00 +0.00%• POWERGRID 285.00 +0.00%• ONGC 240.00 +0.00%• TATASTEEL 145.00 +0.00%• JSWSTEEL 980.00 +0.00%• TATAMOTORS 780.00 +0.00%• COALINDIA 380.00 +0.00%• GRASIM 2650.00 +0.00%• HINDALCO 625.00 +0.00%• DRREDDY 1180.00 +0.00%• CIPLA 1480.00 +0.00%• EICHERMOT 4850.00 +0.00%• BRITANNIA 4950.00 +0.00%• APOLLOHOSP 6800.00 +0.00%• DIVISLAB 5600.00 +0.00%• HEROMOTOCO 4350.00 +0.00%• BPCL 285.00 +0.00%• SBILIFE 1520.00 +0.00%• HDFCLIFE 640.00 +0.00%• INDUSINDBK 985.00 +0.00%• TECHM 1580.00 +0.00%• SHRIRAMFIN 610.00 +0.00%• TRENT 5200.00 +0.00%• BEL 285.00 +0.00%• JIOFIN 245.00 +0.00%• RELIANCE 1287.00 +0.00%• TCS 2342.00 +0.00%• HDFCBANK 720.30 +0.00%• ICICIBANK 1422.80 +0.00%• BHARTIARTL 1882.40 +0.00%• SBIN 1047.50 +0.00%• INFY 1144.00 +0.00%• BAJFINANCE 1079.90 +0.00%• LT 4045.80 +0.00%• HINDUNILVR 2010.40 +0.00%• ITC 410.20 +0.00%• KOTAKBANK 423.70 +0.00%• AXISBANK 1265.00 +0.00%• SUNPHARMA 1920.00 +0.00%• MARUTI 13376.00 +0.00%• M&M 3334.00 +0.00%• TITAN 5169.20 +0.00%• ADANIENT 3168.50 +0.00%• ADANIPORTS 1707.50 +0.00%• HCLTECH 1316.10 +0.00%• ULTRACEMCO 11589.00 +0.00%• ASIANPAINT 2380.00 +0.00%• BAJAJFINSV 1780.00 +0.00%• NESTLEIND 2250.00 +0.00%• WIPRO 245.00 +0.00%• NTPC 335.00 +0.00%• POWERGRID 285.00 +0.00%• ONGC 240.00 +0.00%• TATASTEEL 145.00 +0.00%• JSWSTEEL 980.00 +0.00%• TATAMOTORS 780.00 +0.00%• COALINDIA 380.00 +0.00%• GRASIM 2650.00 +0.00%• HINDALCO 625.00 +0.00%• DRREDDY 1180.00 +0.00%• CIPLA 1480.00 +0.00%• EICHERMOT 4850.00 +0.00%• BRITANNIA 4950.00 +0.00%• APOLLOHOSP 6800.00 +0.00%• DIVISLAB 5600.00 +0.00%• HEROMOTOCO 4350.00 +0.00%• BPCL 285.00 +0.00%• SBILIFE 1520.00 +0.00%• HDFCLIFE 640.00 +0.00%• INDUSINDBK 985.00 +0.00%• TECHM 1580.00 +0.00%• SHRIRAMFIN 610.00 +0.00%• TRENT 5200.00 +0.00%• BEL 285.00 +0.00%• JIOFIN 245.00 +0.00%•
Indicative · NIFTY 50
AMFI Registered Mutual Fund Distributor and SIF Distributor · ARN-125171
KM Investment
Long Horizon

Retirement Solutions

Anyone who wants their working years to fund a comfortable, dignified retirement.

About This Service

Retirement Solutions

Retirement is the one goal you can’t borrow your way into — the corpus has to be built in advance, and it usually needs to be larger than most people expect once inflation is factored in over 20–30 years. We help you build that corpus during your working years, and then help structure a steady monthly payout once you stop earning actively.

  • Retirement corpus estimated with inflation factored in, not just today’s expenses
  • Equity-leaning mix during the accumulation years, gradually shifted towards debt as retirement nears
  • Step-up SIP structuring so your investment grows in step with your income
  • Systematic Withdrawal Plan (SWP) support to convert your corpus into a monthly payout after retirement
Retirement Solutions
At a Glance

What makes this different

Built for the long run

Sized around your retirement date, not a generic “risk profile” label.

Mix shifts over time

Gradually rebalanced toward stability as retirement approaches.

Payout structuring

Support setting up an SWP for a regular monthly payout after you stop working.

Common Questions

Retirement Solutions — FAQs

It depends on your monthly expenses, the age you plan to stop working, and inflation between now and then. As a rough illustration, ₹50,000 of monthly expenses today could need well over ₹2 lakh a month in 25 years at 6% inflation — use our Goal Calculator for a starting estimate, then we can refine it together.
An SWP redeems a fixed amount from your mutual fund holdings at a set frequency. Each withdrawal counts as a redemption, and capital gains tax applies as per the rules for that scheme category — a tax professional can advise on your specific situation.
No, though the approach changes — higher monthly contributions and realistic goal-setting matter more than they would starting at 30. A later start is still far better than no start.
No. All mutual fund schemes, including retirement-oriented ones, are subject to market risk, and there is no assurance of returns or capital protection.
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Other ways we can help

Ready to start with Retirement Solutions?

Reach out for a no-obligation conversation, or explore our calculators to see how the numbers could work for you.