RELIANCE 1287.00 +0.00%• TCS 2342.00 +0.00%• HDFCBANK 720.30 +0.00%• ICICIBANK 1422.80 +0.00%• BHARTIARTL 1882.40 +0.00%• SBIN 1047.50 +0.00%• INFY 1144.00 +0.00%• BAJFINANCE 1079.90 +0.00%• LT 4045.80 +0.00%• HINDUNILVR 2010.40 +0.00%• ITC 410.20 +0.00%• KOTAKBANK 423.70 +0.00%• AXISBANK 1265.00 +0.00%• SUNPHARMA 1920.00 +0.00%• MARUTI 13376.00 +0.00%• M&M 3334.00 +0.00%• TITAN 5169.20 +0.00%• ADANIENT 3168.50 +0.00%• ADANIPORTS 1707.50 +0.00%• HCLTECH 1316.10 +0.00%• ULTRACEMCO 11589.00 +0.00%• ASIANPAINT 2380.00 +0.00%• BAJAJFINSV 1780.00 +0.00%• NESTLEIND 2250.00 +0.00%• WIPRO 245.00 +0.00%• NTPC 335.00 +0.00%• POWERGRID 285.00 +0.00%• ONGC 240.00 +0.00%• TATASTEEL 145.00 +0.00%• JSWSTEEL 980.00 +0.00%• TATAMOTORS 780.00 +0.00%• COALINDIA 380.00 +0.00%• GRASIM 2650.00 +0.00%• HINDALCO 625.00 +0.00%• DRREDDY 1180.00 +0.00%• CIPLA 1480.00 +0.00%• EICHERMOT 4850.00 +0.00%• BRITANNIA 4950.00 +0.00%• APOLLOHOSP 6800.00 +0.00%• DIVISLAB 5600.00 +0.00%• HEROMOTOCO 4350.00 +0.00%• BPCL 285.00 +0.00%• SBILIFE 1520.00 +0.00%• HDFCLIFE 640.00 +0.00%• INDUSINDBK 985.00 +0.00%• TECHM 1580.00 +0.00%• SHRIRAMFIN 610.00 +0.00%• TRENT 5200.00 +0.00%• BEL 285.00 +0.00%• JIOFIN 245.00 +0.00%• RELIANCE 1287.00 +0.00%• TCS 2342.00 +0.00%• HDFCBANK 720.30 +0.00%• ICICIBANK 1422.80 +0.00%• BHARTIARTL 1882.40 +0.00%• SBIN 1047.50 +0.00%• INFY 1144.00 +0.00%• BAJFINANCE 1079.90 +0.00%• LT 4045.80 +0.00%• HINDUNILVR 2010.40 +0.00%• ITC 410.20 +0.00%• KOTAKBANK 423.70 +0.00%• AXISBANK 1265.00 +0.00%• SUNPHARMA 1920.00 +0.00%• MARUTI 13376.00 +0.00%• M&M 3334.00 +0.00%• TITAN 5169.20 +0.00%• ADANIENT 3168.50 +0.00%• ADANIPORTS 1707.50 +0.00%• HCLTECH 1316.10 +0.00%• ULTRACEMCO 11589.00 +0.00%• ASIANPAINT 2380.00 +0.00%• BAJAJFINSV 1780.00 +0.00%• NESTLEIND 2250.00 +0.00%• WIPRO 245.00 +0.00%• NTPC 335.00 +0.00%• POWERGRID 285.00 +0.00%• ONGC 240.00 +0.00%• TATASTEEL 145.00 +0.00%• JSWSTEEL 980.00 +0.00%• TATAMOTORS 780.00 +0.00%• COALINDIA 380.00 +0.00%• GRASIM 2650.00 +0.00%• HINDALCO 625.00 +0.00%• DRREDDY 1180.00 +0.00%• CIPLA 1480.00 +0.00%• EICHERMOT 4850.00 +0.00%• BRITANNIA 4950.00 +0.00%• APOLLOHOSP 6800.00 +0.00%• DIVISLAB 5600.00 +0.00%• HEROMOTOCO 4350.00 +0.00%• BPCL 285.00 +0.00%• SBILIFE 1520.00 +0.00%• HDFCLIFE 640.00 +0.00%• INDUSINDBK 985.00 +0.00%• TECHM 1580.00 +0.00%• SHRIRAMFIN 610.00 +0.00%• TRENT 5200.00 +0.00%• BEL 285.00 +0.00%• JIOFIN 245.00 +0.00%•
Indicative · NIFTY 50
AMFI Registered Mutual Fund Distributor and SIF Distributor · ARN-125171
KM Investment
Our Products

Mutual fund categories & insurance, in plain terms

Every mutual fund scheme we distribute falls into one of these broad categories, alongside insurance options offered through our insurance solutions partner. Here’s what each generally means.

Before You Choose

Category first, scheme second

Fund names change and new schemes launch every year, but the underlying categories stay fairly stable. Understanding what a category invests in — and what kind of ups and downs to expect from it — usually matters more than the specific scheme name.

  • Every category below carries a different risk and return profile
  • We help you weigh categories against your goal and horizon
  • Scheme-level details are shared before any investment is made
Stacked coins on currency notes, representing diversified mutual fund categories
Explore by Category

Mutual funds & insurance, side by side

A starting map of what’s available — not a recommendation to buy any specific scheme or policy.

Equity Mutual Funds
Growth-oriented

Equity Mutual Funds

Large-cap, mid-cap, small-cap and flexi-cap schemes for long-term wealth creation across market cycles.

Debt Mutual Funds
Stability-oriented

Debt Mutual Funds

Corporate bond, banking & PSU and short-duration schemes aimed at relative stability and steady accrual.

Hybrid & Balanced Funds
Balanced

Hybrid & Balanced Funds

A blend of equity and debt in a single scheme, designed to balance growth with relatively lower volatility.

ELSS Tax Saving Funds
Section 80C

ELSS Tax Saving Funds

Equity-linked schemes with a 3-year lock-in that qualify for deduction under Section 80C of the Income Tax Act.

SIP — Systematic Investment
Start from ₹500/mo

SIP — Systematic Investment

Invest a fixed sum every month into the scheme of your choice and build a habit of disciplined investing.

Liquid & Money Market Funds
Short-term parking

Liquid & Money Market Funds

Park surplus cash for the short term with schemes built for high liquidity and low relative volatility.

General Insurance
Asset protection

General Insurance

Motor, home and property insurance cover to protect the assets you’re building alongside your investments.

Read more
Health Insurance
Medical cover

Health Insurance

Individual and family floater health cover to help protect your savings from unplanned medical expenses.

Read more
Life Insurance
Family protection

Life Insurance

Term and life cover options designed to secure your family’s financial future in your absence.

Read more

A note on risk & regulation. Every mutual fund scheme carries a SEBI-mandated Riskometer on its factsheet, ranging from “Low” to “Very High” — please check it and read the Scheme Information Document before investing in any mutual fund category shown here (read more on our blog: Mutual Fund Riskometer, explained). Insurance products shown here are a separate category of product, regulated by IRDAI rather than SEBI/AMFI, and are offered through our insurance solutions partner rather than under our AMFI mutual fund distributor registration.

Common Questions

Product FAQs

There isn’t a single right answer — it depends on your goal, how long you plan to stay invested, and how comfortable you are with short-term ups and downs. We’re happy to talk this through with you before you invest.
Yes, most investors hold a mix — for example, an equity fund for a long-term goal alongside a debt or liquid fund for shorter-term needs.
No. All mutual fund categories, including debt and liquid funds, are subject to market risk in varying degrees. Please read scheme documents carefully before investing.

Want help choosing between categories?

We’ll walk you through which mix of categories could suit your goal, in a short, no-obligation conversation.