/* ==========================================================================
   HERO (home)
   ========================================================================== */
.hero{ position:relative; overflow:hidden; padding:clamp(2.6rem,6vw,4.6rem) 0 clamp(3rem,7vw,5rem); }
.hero::before{
  content:''; position:absolute; inset:0; z-index:0;
  background:
    radial-gradient(680px 420px at 92% 8%, rgba(200,154,46,.18), transparent 60%),
    radial-gradient(560px 360px at -6% 96%, rgba(31,110,69,.16), transparent 60%);
}
.hero-grid{ position:relative; z-index:1; display:grid; grid-template-columns:1.05fr .95fr; gap:3.2rem; align-items:center; }
.hero-grid > *{ min-width:0; }
@media (max-width:980px){ .hero-grid{ grid-template-columns:1fr; gap:2.2rem; } }

.hero-copy h1{
  font-size:clamp(2.1rem, 1.5rem + 2.8vw, 3.6rem);
  margin-top:.9rem;
  letter-spacing:-.01em;
}
.hero-copy h1 em{ font-style:normal; color:var(--gold-600); background:linear-gradient(90deg,var(--gold-600),var(--gold-400)); -webkit-background-clip:text; background-clip:text; -webkit-text-fill-color:transparent; }
.hero-copy p.lead{ margin-top:1.2rem; font-size:1.06rem; line-height:1.7; color:var(--ink-soft); max-width:52ch; }
.hero-ctas{ display:flex; gap:.9rem; margin-top:1.8rem; flex-wrap:wrap; }
.hero-trust{ margin-top:2.4rem; padding-top:1.6rem; border-top:1px solid var(--line); }

.hero-media{ position:relative; }
.hero-media-frame{
  position:relative; border-radius:32px; overflow:hidden; aspect-ratio:5/4.6;
  box-shadow:var(--shadow-lg); border:1px solid rgba(255,255,255,.5);
}
.hero-media-frame img{ width:100%; height:100%; object-fit:cover; }
.hero-media-frame::after{
  content:''; position:absolute; inset:0;
  background:linear-gradient(200deg, rgba(10,54,32,0) 40%, rgba(4,21,12,.55) 100%);
}
.hero-badge{
  position:absolute; left:-14px; bottom:22px; z-index:2;
  background:var(--paper); border-radius:20px; padding:1rem 1.2rem;
  box-shadow:var(--shadow-md); display:flex; align-items:center; gap:.8rem;
  max-width:230px;
}
@media (max-width:560px){ .hero-badge{ left:8px; bottom:14px; padding:.8rem 1rem; } }
.hero-badge-icon{ width:42px; height:42px; border-radius:50%; background:var(--green-tint); display:flex; align-items:center; justify-content:center; flex:none; }
.hero-badge-icon svg{ width:22px; height:22px; color:var(--green-800); }
.hero-badge .num{ font-family:var(--font-display); font-weight:700; font-size:1.15rem; color:var(--green-900); line-height:1.1; }
.hero-badge .lbl{ font-size:.72rem; color:var(--ink-soft); }
.hero-chip{
  position:absolute; top:20px; right:-10px; z-index:2;
  background:var(--green-900); color:var(--gold-200); font-family:var(--font-mono); font-size:.68rem;
  padding:.55rem .9rem; border-radius:var(--radius-pill); box-shadow:var(--shadow-md);
  display:flex; align-items:center; gap:.4rem; letter-spacing:.03em;
}
@media (max-width:560px){ .hero-chip{ right:8px; top:12px; } }
.hero-chip .dot{ width:7px; height:7px; border-radius:50%; background:var(--gold-500); }

/* ==========================================================================
   Why-us / feature rows with reversed columns on mobile
   ========================================================================== */
.feature-row{ display:grid; grid-template-columns:1fr 1fr; gap:3rem; align-items:center; }
.feature-row > *{ min-width:0; }
.feature-row.reverse{ direction:rtl; }
.feature-row.reverse > *{ direction:ltr; }
@media (max-width:900px){
  .feature-row, .feature-row.reverse{ grid-template-columns:1fr; direction:ltr; gap:1.8rem; }
  .feature-row .feature-media{ order:-1; }
}
.feature-media{ border-radius:28px; overflow:hidden; box-shadow:var(--shadow-md); aspect-ratio:4/3.1; }
.feature-media img{ width:100%; height:100%; object-fit:cover; }
.feature-list{ margin-top:1.4rem; display:flex; flex-direction:column; gap:.9rem; }
.feature-list li{ display:flex; gap:.8rem; align-items:flex-start; font-size:.94rem; color:var(--ink-soft); }
.feature-list .tick{ width:22px; height:22px; border-radius:50%; background:var(--green-tint); display:flex; align-items:center; justify-content:center; flex:none; margin-top:.1rem; }
.feature-list .tick svg{ width:12px; height:12px; color:var(--green-700); }

/* ==========================================================================
   Process / approach steps
   ========================================================================== */
.steps-row{ display:grid; grid-template-columns:repeat(4,1fr); gap:1.6rem; counter-reset:step; }
@media (max-width:900px){ .steps-row{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:560px){ .steps-row{ grid-template-columns:1fr; } }
.step-card{ background:var(--paper); border:1px solid var(--line); border-radius:var(--radius-md); padding:1.7rem 1.5rem; position:relative; }
.step-num{ font-family:var(--font-display); font-size:2rem; font-weight:700; color:var(--gold-300); line-height:1; }
.step-card h4{ margin-top:.7rem; font-size:1.02rem; }
.step-card p{ margin-top:.5rem; font-size:.86rem; color:var(--ink-soft); line-height:1.6; }

/* ==========================================================================
   AMC Partners carousel
   ========================================================================== */
.amc-marquee{ overflow:hidden; position:relative; -webkit-mask:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent); mask:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent); }
.amc-track{ display:flex; gap:1.2rem; width:max-content; animation:amc-scroll 34s linear infinite; }
.amc-marquee:hover .amc-track{ animation-play-state:paused; }
@keyframes amc-scroll{ from{ transform:translateX(0); } to{ transform:translateX(-50%); } }
.amc-chip{
  flex:none; display:flex; align-items:center; gap:.6rem; background:var(--paper); border:1px solid var(--line);
  padding:.9rem 1.4rem; border-radius:var(--radius-pill); box-shadow:var(--shadow-sm);
  font-family:var(--font-display); font-weight:600; font-size:.95rem; color:var(--green-900);
}
.amc-chip .dot{ width:9px; height:9px; border-radius:50%; background:linear-gradient(135deg,var(--gold-400),var(--gold-600)); }

/* ==========================================================================
   Testimonials
   ========================================================================== */
.testi-carousel{ position:relative; }
.testi-viewport{ overflow:hidden; }
.testi-track{ display:flex; transition:transform .5s cubic-bezier(.4,0,.2,1); }
.testi-slide{ flex:0 0 100%; max-width:100%; padding:0 .6rem; box-sizing:border-box; }
@media (min-width:641px){ .testi-slide{ flex:0 0 50%; max-width:50%; } }
@media (min-width:1000px){ .testi-slide{ flex:0 0 33.3334%; max-width:33.3334%; } }
.testi-card{ height:100%; background:var(--paper); border:1px solid var(--line); border-radius:var(--radius-md); padding:1.6rem; box-shadow:var(--shadow-sm); box-sizing:border-box; }
.testi-quote{ font-size:.92rem; line-height:1.7; color:var(--ink-soft); font-style:italic; }
.testi-quote::before{ content:'\201C'; font-family:var(--font-display); color:var(--gold-400); font-size:1.6rem; margin-right:2px; }
.testi-person{ display:flex; align-items:center; gap:.7rem; margin-top:1.1rem; }
.testi-avatar{ width:40px; height:40px; border-radius:50%; background:var(--green-tint); display:flex; align-items:center; justify-content:center; font-family:var(--font-display); font-weight:700; color:var(--green-800); flex:none; }
.testi-name{ font-weight:700; font-size:.86rem; color:var(--green-900); }
.testi-loc{ font-size:.74rem; color:var(--ink-faint); }

.testi-controls{ display:flex; align-items:center; justify-content:center; gap:1.2rem; margin-top:2rem; }
.testi-arrow{
  width:42px; height:42px; border-radius:50%; flex:none;
  background:var(--paper); border:1.5px solid var(--line); display:flex; align-items:center; justify-content:center;
  transition:background .2s ease, border-color .2s ease, transform .2s ease;
}
.testi-arrow:hover{ background:var(--green-800); border-color:var(--green-800); transform:translateY(-2px); }
.testi-arrow:hover svg{ color:#fff; }
.testi-arrow svg{ width:16px; height:16px; color:var(--green-800); transition:color .2s ease; }
.testi-arrow svg.flip{ transform:rotate(180deg); }
.testi-dots{ display:flex; align-items:center; gap:.5rem; }
.testi-dot{ width:8px; height:8px; padding:0; border:none; border-radius:50%; background:var(--line); cursor:pointer; transition:width .3s ease, background .3s ease; }
.testi-dot.is-active{ width:22px; border-radius:5px; background:var(--gold-500); }

/* ==========================================================================
   CTA band
   ========================================================================== */
.cta-band{
  background:var(--green-900); border-radius:var(--radius-lg); padding:clamp(2rem,5vw,3.2rem);
  display:flex; align-items:center; justify-content:space-between; gap:2rem; flex-wrap:wrap;
  position:relative; overflow:hidden;
}
.cta-band::before{ content:''; position:absolute; inset:0; background:radial-gradient(500px 260px at 90% 0%, rgba(200,154,46,.28), transparent 65%); }
.cta-band-copy{ position:relative; z-index:1; max-width:520px; }
.cta-band h3{ color:#fff; font-size:clamp(1.3rem,1.1rem+1vw,1.9rem); }
.cta-band p{ color:rgba(255,255,255,.72); margin-top:.6rem; font-size:.94rem; }
.cta-band-actions{ position:relative; z-index:1; display:flex; gap:.8rem; flex-wrap:wrap; }

/* ==========================================================================
   Page intro split (About / Services list / Products list)
   ========================================================================== */
.intro-split{ display:grid; grid-template-columns:1.1fr .9fr; gap:3rem; align-items:start; }
.intro-split > *{ min-width:0; }
@media (max-width:900px){ .intro-split{ grid-template-columns:1fr; } }

/* ==========================================================================
   Service / Product single pages
   ========================================================================== */
.svc-hero{ display:grid; grid-template-columns:1fr 1fr; gap:3rem; align-items:center; }
@media (max-width:900px){ .svc-hero{ grid-template-columns:1fr; } .svc-hero .feature-media{ order:-1; } }
.svc-highlights{ display:grid; grid-template-columns:repeat(3,1fr); gap:1.2rem; }
@media (max-width:768px){ .svc-highlights{ grid-template-columns:1fr; } }
.highlight-box{ background:var(--paper); border:1px solid var(--line); border-radius:var(--radius-md); padding:1.4rem; }
.highlight-box .ic{ width:40px; height:40px; border-radius:12px; background:var(--green-tint); display:flex; align-items:center; justify-content:center; }
.highlight-box .ic svg{ width:20px; height:20px; color:var(--green-800); }
.highlight-box h4{ margin-top:.9rem; font-size:.98rem; }
.highlight-box p{ margin-top:.4rem; font-size:.84rem; color:var(--ink-soft); line-height:1.6; }

.related-services{ display:flex; gap:1rem; flex-wrap:wrap; }
.pill-link{ display:inline-flex; align-items:center; gap:.4rem; padding:.6rem 1.1rem; border-radius:var(--radius-pill); background:var(--paper); border:1px solid var(--line); font-size:.82rem; font-weight:700; color:var(--green-800); }
.pill-link svg{ width:14px; height:14px; }
.pill-link:hover{ background:var(--green-800); color:#fff; border-color:var(--green-800); }

/* ==========================================================================
   Blog
   ========================================================================== */
.blog-meta{ display:flex; gap:.9rem; align-items:center; font-family:var(--font-mono); font-size:.72rem; color:var(--ink-faint); }
.blog-article{ max-width:760px; margin:0 auto; }
.blog-article .policy-body p{ font-size:1rem; }
.blog-cover{ border-radius:var(--radius-lg); overflow:hidden; box-shadow:var(--shadow-md); margin-bottom:2rem; aspect-ratio:16/8; }
.blog-cover img{ width:100%; height:100%; object-fit:cover; }
.blog-share{ display:flex; align-items:center; gap:.8rem; margin-top:2.4rem; padding-top:1.6rem; border-top:1px solid var(--line); }

/* ==========================================================================
   Contact
   ========================================================================== */
.contact-grid{ display:grid; grid-template-columns:.9fr 1.1fr; gap:2.6rem; }
.contact-grid > *{ min-width:0; }
@media (max-width:900px){ .contact-grid{ grid-template-columns:1fr; } }
.contact-info-card{ background:var(--green-900); color:#fff; border-radius:var(--radius-lg); padding:2rem; }
.contact-info-card h3{ color:#fff; font-size:1.3rem; }
.contact-info-list{ margin-top:1.4rem; display:flex; flex-direction:column; gap:1.2rem; }
.contact-info-list li{ display:flex; gap:.9rem; align-items:flex-start; }
.contact-info-list .ic{ width:38px; height:38px; border-radius:10px; background:rgba(255,255,255,.1); display:flex; align-items:center; justify-content:center; flex:none; }
.contact-info-list .ic svg{ width:18px; height:18px; color:var(--gold-300); }
.contact-info-list .lbl{ font-size:.7rem; text-transform:uppercase; letter-spacing:.08em; color:var(--gold-300); font-family:var(--font-mono); }
.contact-info-list .val{ font-size:.92rem; color:rgba(255,255,255,.86); margin-top:.15rem; line-height:1.5; }

.contact-form{ background:var(--paper); border:1px solid var(--line); border-radius:var(--radius-lg); padding:2rem; box-shadow:var(--shadow-sm); }
.form-row{ display:grid; grid-template-columns:1fr 1fr; gap:1rem; }
.form-row > *{ min-width:0; }
@media (max-width:560px){ .form-row{ grid-template-columns:1fr; } }
.field{ margin-bottom:1.1rem; }
.field label{ display:block; font-size:.78rem; font-weight:700; color:var(--green-900); margin-bottom:.4rem; }
.field input, .field select, .field textarea{
  width:100%; padding:.78rem .95rem; border-radius:12px; border:1.5px solid var(--line);
  background:var(--cream); color:var(--ink); transition:border-color .2s ease;
}
.field input:focus, .field select:focus, .field textarea:focus{ outline:none; border-color:var(--gold-500); }
.field textarea{ resize:vertical; min-height:110px; }
.consent{ display:flex; gap:.6rem; align-items:flex-start; font-size:.78rem; color:var(--ink-soft); margin-bottom:1.2rem; }
.consent input{ margin-top:.2rem; }

.map-wrap{ border-radius:0; overflow:hidden; line-height:0; position:relative; }
.map-wrap iframe{ width:100%; height:440px; border:0; display:block; filter:grayscale(.15) saturate(1.05); }

/* ==========================================================================
   Login / Investor portal page
   ========================================================================== */
.portal-hero{ background:var(--green-900); color:#fff; padding:clamp(2.6rem,6vw,4rem) 0 clamp(4rem,8vw,6rem); position:relative; overflow:hidden; }
.portal-hero::before{ content:''; position:absolute; inset:0; background:radial-gradient(600px 320px at 85% 0%, rgba(200,154,46,.28), transparent 60%); }
.portal-hero h1{ color:#fff; margin-top:.7rem; font-size:clamp(1.7rem,1.3rem+2vw,2.7rem); }
.portal-hero p{ color:rgba(255,255,255,.75); margin-top:.8rem; max-width:56ch; }

.portal-cards{ display:grid; grid-template-columns:repeat(3,1fr); gap:1.6rem; margin-top:-3.6rem; position:relative; z-index:2; }
@media (max-width:980px){ .portal-cards{ grid-template-columns:1fr; margin-top:-2.4rem; } }
.portal-card{ background:var(--paper); border-radius:var(--radius-lg); padding:1.8rem; box-shadow:var(--shadow-lg); border-top:4px solid var(--gold-500); }
.portal-card.alt{ border-top-color:var(--green-700); }
.portal-card.alt2{ border-top-color:var(--green-500); }
.portal-icon{ width:52px; height:52px; border-radius:14px; background:var(--green-tint); display:flex; align-items:center; justify-content:center; }
.portal-icon svg{ width:26px; height:26px; color:var(--green-800); }
.portal-card h3{ margin-top:1.1rem; font-size:1.18rem; }
.portal-card p{ margin-top:.6rem; font-size:.87rem; color:var(--ink-soft); line-height:1.65; }
.portal-links{ margin-top:1.2rem; display:flex; flex-direction:column; gap:.5rem; }
.portal-links a{
  display:flex; align-items:center; justify-content:space-between; padding:.7rem .9rem;
  background:var(--cream); border-radius:10px; font-size:.85rem; font-weight:700; color:var(--green-900);
  border:1px solid var(--line);
}
.portal-links a:hover{ background:var(--green-tint); border-color:var(--green-700); }
.portal-links svg{ width:13px; height:13px; opacity:.6; }

.notice-strip{ display:flex; gap:.9rem; align-items:flex-start; background:var(--gold-100); border:1px solid var(--line-gold); border-radius:var(--radius-md); padding:1.2rem 1.4rem; }
.notice-strip svg{ width:22px; height:22px; color:var(--gold-700); flex:none; margin-top:.1rem; }
.notice-strip p{ font-size:.85rem; line-height:1.65; color:var(--ink-soft); }
.notice-strip a{ color:var(--green-800); font-weight:700; }

.help-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:1.4rem; }
@media (max-width:900px){ .help-grid{ grid-template-columns:1fr; } }
.help-card{ background:var(--paper); border:1px solid var(--line); border-radius:var(--radius-md); padding:1.5rem; }
.help-card .ic{ width:40px; height:40px; border-radius:10px; background:var(--green-tint); display:flex; align-items:center; justify-content:center; }
.help-card .ic svg{ width:20px; height:20px; color:var(--green-800); }
.help-card h4{ margin-top:.9rem; font-size:1rem; }
.help-card p{ margin-top:.5rem; font-size:.84rem; color:var(--ink-soft); line-height:1.6; }
.help-card a.reset-link{ font-size:.84rem; color:var(--green-800); font-weight:700; }

/* ==========================================================================
   Calculators
   ========================================================================== */
.calc-tabs{ display:flex; gap:.6rem; margin-bottom:1.6rem; flex-wrap:wrap; }
.calc-tab{ display:inline-flex; align-items:center; gap:.5rem; padding:.65rem 1.3rem; border-radius:var(--radius-pill); background:var(--paper); border:1.5px solid var(--line); font-weight:700; font-size:.85rem; color:var(--ink-soft); white-space:nowrap; }
.calc-tab svg{ width:16px; height:16px; }
.calc-tab.is-active{ background:var(--green-800); border-color:var(--green-800); color:#fff; }
.calc-panel{ display:none; }
.calc-panel.is-active{ display:block; }
.calc-layout{ display:grid; grid-template-columns:1fr 1fr; gap:2.4rem; align-items:start; }
.calc-layout > *{ min-width:0; }
@media (max-width:900px){ .calc-layout{ grid-template-columns:1fr; } }
.calc-card{ background:var(--paper); border:1px solid var(--line); border-radius:var(--radius-lg); padding:1.8rem; box-shadow:var(--shadow-sm); }
.calc-field{ margin-bottom:1.4rem; }
.calc-field-top{ display:flex; justify-content:space-between; align-items:baseline; margin-bottom:.5rem; }
.calc-field label{ font-size:.83rem; font-weight:700; color:var(--green-900); }
.calc-field output{ font-family:var(--font-mono); font-weight:700; color:var(--gold-700); font-size:.92rem; }
.calc-field input[type=range]{ width:100%; accent-color:var(--gold-500); }
.calc-field input[type=number]{ width:100%; margin-top:.4rem; padding:.6rem .8rem; border-radius:10px; border:1.5px solid var(--line); background:var(--cream); font-family:var(--font-mono); }
.calc-result{ background:var(--green-900); color:#fff; border-radius:var(--radius-lg); padding:1.8rem; }
.calc-result h4{ color:var(--gold-300); font-family:var(--font-mono); font-size:.74rem; letter-spacing:.08em; text-transform:uppercase; font-weight:700; }
.calc-result-value{ font-family:var(--font-display); font-size:2.1rem; font-weight:700; margin-top:.5rem; }
.calc-result-grid{ display:grid; grid-template-columns:1fr 1fr; gap:1rem; margin-top:1.6rem; padding-top:1.4rem; border-top:1px solid rgba(255,255,255,.16); }
.calc-result-grid .k{ font-size:.72rem; color:rgba(255,255,255,.6); }
.calc-result-grid .v{ font-family:var(--font-mono); font-size:1.05rem; margin-top:.3rem; color:var(--gold-200); }
.calc-note{ font-size:.76rem; color:var(--ink-faint); margin-top:1rem; line-height:1.6; }

/* ==========================================================================
   FAQ accordion
   ========================================================================== */
.faq-list{ display:flex; flex-direction:column; gap:.8rem; }
.faq-item{ background:var(--paper); border:1px solid var(--line); border-radius:var(--radius-md); overflow:hidden; }
.faq-q{ width:100%; display:flex; justify-content:space-between; align-items:center; gap:1rem; padding:1.1rem 1.4rem; background:none; border:none; text-align:left; font-weight:700; font-size:.94rem; color:var(--green-900); }
.faq-q svg{ width:16px; height:16px; flex:none; transition:transform .25s ease; color:var(--gold-600); }
.faq-item.is-open .faq-q svg{ transform:rotate(45deg); }
.faq-a{ max-height:0; overflow:hidden; transition:max-height .3s ease; }
.faq-item.is-open .faq-a{ max-height:400px; }
.faq-a-in{ padding:0 1.4rem 1.2rem; font-size:.87rem; color:var(--ink-soft); line-height:1.7; }

/* ==========================================================================
   Important links / grievance quick cards
   ========================================================================== */
.link-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:1.2rem; }
@media (max-width:900px){ .link-grid{ grid-template-columns:1fr 1fr; } }
@media (max-width:560px){ .link-grid{ grid-template-columns:1fr; } }
.link-card{ background:var(--paper); border:1px solid var(--line); border-radius:var(--radius-md); padding:1.4rem; display:flex; align-items:center; gap:1rem; }
.link-card .ic{ width:44px; height:44px; border-radius:12px; background:var(--green-tint); display:flex; align-items:center; justify-content:center; flex:none; }
.link-card .ic svg{ width:22px; height:22px; color:var(--green-800); }
.link-card .tt{ font-weight:700; font-size:.9rem; color:var(--green-900); }
.link-card .dd{ font-size:.76rem; color:var(--ink-faint); margin-top:.15rem; }
.link-card svg.ext{ width:14px; height:14px; margin-left:auto; opacity:.5; flex:none; }

/* ==========================================================================
   404 / not found (optional use)
   ========================================================================== */
.error-hero{ text-align:center; padding:5rem 0; }